Our Purpose

We exist to give all Mexicans access to solutions to increase their income, to save and free themselves from debt.

At Crediclub, we empower Mexicans to reimagine their future, helping them achieve their goals of prosperity with simple and fair financial services.

Calificaciones de bajo riesgo

Contamos con las mejores calificaciones crediticias para una Sofipo en México, otorgadas por HR Ratings y Moody’s, lo que refleja nuestra solidez financiera y la alta calidad de nuestros procesos. Esto significa que ofrecemos bajo riesgo y alta seguridad a nuestros clientes.

Líderes en innovación

Con créditos que se originan de forma completamente digital, sin papeleo, y con la mayoría aprobada en menos de un segundo. Al prescindir de sucursales físicas, ahorramos más de 2 millones de hojas de papel al mes, contribuyendo de manera significativa al cuidado del medio ambiente.

Tecnología y sustentabilidad

Pronto lanzaremos nuevos productos de ahorro de alto rendimiento, seguros opcionales y tarjetas de crédito y débito que ayudarán a nuestros clientes a gestionar mejor sus finanzas personales.

Accionistas de clase mundial 

Hemos fortalecido nuestra empresa con la incorporación de accionistas como The Carlyle Group, uno de los fondos de inversiones más grandes del mundo, y el IFC, brazo financiero del Banco Mundial. Estas alianzas son un testimonio de nuestra visión de crecimiento continuo y nuestro compromiso con la innovación financiera.

Impacto Social

Estamos orgullosos de que cada peso que prestamos se traduzca en ingresos adicionales para nuestras familias. Solo en el último año, nuestros clientes generaron más de 15 mil millones de pesos en ingresos adicionales, mejorando la calidad de vida de sus hogares.

En Crediclub, esta combinación de crecimiento, solidez, innovación y nuevo capital nos permite decir con confianza que estamos en nuestro mejor momento. Te invitamos a seguir siendo parte de nuestra historia y juntos construir un futuro financiero más sólido y sostenible.

History
2022
Series B announcement, exceeding $85 MDD, led by LCatterton with the participation of current shareholders, the IFC and other prestigious funds
2021
Launch of credit for small and medium-sized businesses
2018
Series A capitalization; issuance of certificates on the Mexican Stock Exchange
2016
Ronda Seed; launch of Investment SuperTasas.com
2015
Launching personal credit online
2014
Transformation from SOFOM to SOFIPO
2009
Launch of credit for personal businesses
2006
Pre-seed round; credit card launch
2005
Foundation, creation of a business plan and search for capital

Leadership

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Co-Founder & CEO
Juan Francisco Fernandez

Graduated with a degree in Economics from Tecnológico de Monterrey. He has an MBA from Stanford University. He worked as a consultant for McKinsey & Company. He also worked as a teacher at the Tecnológico de Monterrey. He advised the main banks in Latin America from McKinsey.

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Co-Founder & COO
Gabriel Ruelas

He graduated from the degree in Management from Tec de Monterrey, and has an MBA from the MIT Sloan School of Management. His career began as COO at that financial institution until 2010, when he co-founded OneCard, a company that issues and manages prepaid and credit cards.

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Chief Financial Officer
Luis Corona

A graduate of Tec de Monterrey, with a law degree, he has two master's degrees, one in Finance and an MBA, in addition to having Green Belt certifications, in PMBOK Project Management, as an AMIB Figure 3 Investment Strategy Advisor and as an Administrator of Non-Bank Financial Intermediaries.

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Chief Marketing Officer
Georgina Rodríguez

Como CMO de Crediclub, Georgina Rodríguez lidera las iniciativas de marca y publicidad, impulsando el crecimiento de los productos financieros de la compañía en México. Con más de 20 años en PepsiCo Alimentos, donde fortaleció la conexión de marcas icónicas con los consumidores, y su experiencia como Head of Marketing para Latinoamérica en Uber, donde potenció el crecimiento de la plataforma en la región, Georgina aporta una visión innovadora y digital a Crediclub.

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Chief Data Science Officer
Luis López

He studied economics at the Autonomous University of Nuevo León and was part of the selection of Taletum University at the Center for Economic Research and Teaching (CIDE). In addition, he has a master's degree in data, economics and development policy from the Massachusetts Institute of Technology (MIT).

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Savings and Investment
Ana Sofía Moya

Graduated in Industrial and Systems Engineering from Tecnológico de Monterrey. She has experience in developing new businesses and since joining Crediclub in 2021, she has contributed to the digitalization and optimization of the area, managing an investment portfolio of more than 3,000 MDP.

ESG

The material issues we focus on:
Prosperidad

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Gobernanza

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Diversidad

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Planeta

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ESG

Prosperidad

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Gobernanza

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Diversidad

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Planeta

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Press and awards

Transforming the financial industry with innovation.

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Recognized in 2024 as one of the 500 fastest growing companies in America.

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Consolidated as a key option for those looking for affordable financing with better interest rates.

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Recognized for 11 years as one of the Best Mexican Companies, with excellence and commitment to offering high-quality digital financial services.

Crediclub has been rated A+ by Moody's, one of the most prestigious global rating agencies.

Crediclub has been rated A by HR Ratings for low risk, highlighting financial strength and commitment to sustainable growth.